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When your car is a ticket to short-term cash and long-term financial hardship – "At the end of the loan term, the borrower either loses their car to repossession or – what most do – they let the fees get collected and extend the loan in hopes of holding on to their car,".

9 rules to keep in mind when you take a loan – 2. KEEP TENURE AS SHORT AS POSSIBLE The longer the tenure, the lower is the EMI, which makes it very tempting to go for a 25-30 year loan. However, it is best to take a loan for the shortest tenure.

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