Back to the question of who and what a hard money lender is: “It's. hard money lending is especially popular for the following people:.

Most hard money lenders keep loan-to-value ratios ( LTV ratios) relatively low. Their maximum LTV ratio might be 50% to 70%, so you’ll need assets to qualify for hard money. With ratios this low, lenders know they can sell your property quickly and have a reasonable shot at getting their money back.

Carolina Hard money specializes in hard money, or rehab loans, as well as transactional funding for real estate investors. Focusing on the Carolinas.

We only list professional private/hard money lending companies. You won’t find individual lenders or investors on our platform. Virtually all of the lenders listed here will require borrowers to have some form of down payment, or sufficient equity in the property they are financing, or equity in another investment property.

27 Hard Money Lenders To add your company that is a direct funder of equity-based hard money loans. to real estate investors, please submit our Hard Money Lender Form. To modify your lender listing, please submit our Contact Us Form. Thank you. (Note: This is merely a listing of hard money.

Hard Money Loans. A hard money loan is a short-term financing option used to fund the purchase and/or renovation of an investment property. hard money loans are commonly used by real estate investors for fix-and-flip projects, renovations and rehabs of rental properties, or simply to facilitate the speedy purchase and transfer of real estate.

Hard Money Loans. A hard money loan is a short-term financing option used to fund the purchase and/or renovation of an investment property. Hard money loans are commonly used by real estate investors for fix-and-flip projects, renovations and rehabs of rental properties, or simply to facilitate the speedy purchase and transfer of real estate.

For example, hard money lenders in California generally have lower rates than other parts of the country since California has many hard money lending firms. Increased competition leads to a decrease in prices. Hard money lenders take on more risk with their loans compared to a conventional bank loan. Due to this higher risk involved on a hard.